As fiduciaries, we’re legally and ethically obligated to act in your best interest, prioritizing your financial goals over our own or our firm’s interests.

We are compensated in the following ways:

• Asset Management -

  • quarterly advisory fee

  • household discounts may apply

• Fee based financial planning

  • flat rate or billed hourly

• Consulting

  • subscription based / flat rate / hourly

We offer comprehensive financial planning, including investment management, retirement planning, tax strategies, estate planning, and risk management — all tailored to your needs.

We’ll create a personalized financial plan based on your goals, risk tolerance, and timeline, and we’ll regularly review and adjust it to keep you on track.

Our approach focuses on long-term growth, diversification, low-cost ETFs, etc, aligning investments with your risk profile and objectives.

We’ll meet on a regular basis based on your situation, and we’ll also provide regular updates via email or calls to discuss progress, market changes, or adjustments.

We’ll build a diversified portfolio to mitigate risk and stick to a long-term strategy, avoiding emotional decisions during market downturns.

All investments carry risks, such as market volatility, timing, and interest rate/reinvestment risk. We’ll explain the specific risks for each recommendation and ensure they align with your risk tolerance.

We regularly attend industry training, pursue continuing education, and follow market and regulatory updates so we can provide informed advice.